Buying your first home is a big step. The federal and state governments offer a variety of programs that can make taking that step easier for many would-be homeowners. These include government-insured mortgages, such as Federal Housing Administration (FHA) and Veterans Administration (VA) loans, and state-sponsored bond programs. To qualify for these loans, borrowers must fall within certain annual income limits. In addition, the Federal National Mortgage Association (FNMA, or Fannie Mae) offers start-up loans with low down-payment requirements.
A good first step for any first-time homebuyer is to talk with a professional mortgage consultant to see what options are available and what you can afford.
Learn about FHA and VA loans.
Learn about state bond programs.
We can tell you more about loan options for first-time homebuyers.
Serving All Communities
Trident is dedicated to making home ownership a reality for all families. We offer many affordable housing options through our partnerships.Get Started
It's easy, secure and only takes a few minutes.Get Started
Our short video guide takes you step by step through the mortgage application process.Watch Now
What Our Customers are Saying
We love our mortgage professional, Kent Allen. He's very responsive and always available, even on nights and weekends. He is an amazing problem solver. He has tons of experience to draw from when working with unusual situations. He is the reason we keep coming back to Trident.~ M.A.