With a fixed-rate mortgage, the interest rate remains the same throughout the length of the loan. As a result, your principal and interest payments are predictable from the first payment to the last.
Fixed-rate loans are usually offered with repayment terms of 30, 25, 20 or 15 years.
The rates for fixed-rate loans are often slightly higher than the rates for adjustable-rate loans.
Fixed-rate loans are a good choice if you plan to remain in the same home for several years and/or if interest rates are expected to rise.
We can tell you more about fixed-rate loan programs.
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Kent Allen was on top of these clients the minute I asked him to contact them. He responded to their every question and got them a mortgage commitment in less than 3 weeks. We had a short span of time to get everything done and having Trident on the Team, the Listing Agent knew it was a slam dunk. There were multiple offers and having Trident Mortgage listed as the Mortgage Company on the agreement was an influencing factor to having our offer accepted. I would highly recommend Kent as he is always available and ALWAYS gets the job done!!~ M.A.